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published on Official Gazette 25318, dated 16.12.2003.

TRAMER, by materializing successful implementations

since its founding, has been presented as an example

by international institutions such as the World Bank for

countries with developing insurance markets. Upon the

success of the implementations, it was decided to convert

to a similar central database practice in different insurance

branches as well as other compulsory insurances and

motor vehicle insurances. With an amendment in 2008,

Insurance Information Center was established under the

Association. TRAMER was converted to a sub-information

center, and also three more sub-information centers were

established, namely Health Insurance Information Center

(SAGMER), Life Insurance Information Center (HAYMER)

and Insurance Claim Monitoring Center (HATMER). With

a change in 2011, the title of the Center was changed

as Insurance Information and Monitoring Center, and

other sub-information centers have been restructured in

accordance with this change.

Insurance Information and Monitoring Center carries out

its studies in insurance branches it gathers data for the

purposes of; having such branch activities performed in a

As Insurance Association of Turkey (TSB)

Assistant Secretary-General, could you share

with us Insurance Information and Monitoring

Center’s (SBM) role in the sector?

The idea of gathering insurance companies’ policy and

claim data in a single center, which is the reason of

establishing SBM, is based on early 2000s in our country.

Especially, issues such as issuing policies with false

information, inability to get information on damages,

inability to detect uninsured vehicles in “Road Motor

Vehicles Compulsory Financial Liability Insurance”, which

is the de first compulsory insurance implemented in our

country, also with the highest obligatory compulsory

product in terms of insurance ratio; caused dissatisfaction

at times for companies, insured parties, traffic accident

sufferers, and regulatory and supervisory authorities. In

order to provide a healthier infrastructure Road Motor

Vehicles Compulsory Financial Liability Insurance, an

insurance used by a wide population, with an important

effect on insurance perception; Traffic Insurances

Information Center (TRAMER) was established under the

Insurance and Reassurance Companies Association of

Turkey (TSRSB, Association) with the Regulations

We interviewed TSB Assistant Secretary-General

Atilla Oksay on SBM’s studies.

SBM’s new


and approaches

will contribute

greatly to our


Atilla OKSAY


TSB Assistant Secretary-General